The Best Chocolate Chip Banana Bread Recipe (2024)

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Of all the Banana Breads that I’ve ever tried, this is by far the Best Chocolate Chip Banana Bread Recipe EVER. No, you do not need to add the chocolate chips to this recipe (it’s completely optional) but why wouldn’t you? In my opinion, it takes a normal Banana Bread Recipe to the next level. This is definitely one of my most popular recipes next to my infamous Apple Cinnamon Coffee Cake and Apple Crisp recipe.

The Best Chocolate Chip Banana Bread Recipe (1)

This chocolate chip banana bread is extremely easy to make and is also very soft and moist. Sometimes I don’t make it in a loaf pan but rather I make them in muffin tins instead. This is a particularly popular method of making it when you intend on sharing it with your family and friends as I often find people nowadays are a bit health conscious and watching how much “sweets” they are taking in. Since the muffin size banana chocolate chip bread is more bite-sized, they don’t feel as guilty about eating it.

Why use over ripe bananas for banana bread?

When your bananas are starting to turn black, do not throw them away! This is the best time to make banana bread. There are several reasons why it’s best to use over ripe bananas for banana bread versus just ripe bananas:

  1. Bananas are sweeter – During the ripening process, the starch in the banana turns into sugar. When they reach the over ripen stage, most of the starch would have already turn into sugar. This will naturally sweeten your bread.
  2. Stronger Aromatics – As a result of what is noted above, bananas have a much stronger banana scent and flavour when they are at the over ripen stage. This will significantly enhance the flavour of your banana bread.
  3. Easier to Mash – As with most fruits that are overly ripe, they start to turn soft. When it comes to making banana bread where you are required to mash the bananas, this will make your life much easier. The bananas are so soft I can pretty much mash the bananas with a whisk!

Building your stash of over ripe bananas

If you love banana bread (and you will after you try the best chocolate chip banana bread recipe :)) but you have too many over ripe bananas lying around, you can always freeze them for when you want to make banana bread next!

We recommend freezing your bananas in a freezer safe ziplock bag without the skin. In other words, freeze bananas that are already peeled. This will make your life much easier when making your banana bread next time as it will save you the time and effort of trying to peel an overly mushy and watery banana. Don’t worry if your frozen banana ends up being super watery and mushy when thawed, that’s normal and it’s still good to use.

What you need to make this chocolate chip banana bread recipe

Jump to our recipe below to get all the ingredients you need to make this recipe. However, one of the key ingredients you will need for a tender and moist banana bread is buttermilk.

The Best Chocolate Chip Banana Bread Recipe (3)

The importance of buttermilk

Not only does buttermilk add a bit of tang to our dish, the acidic properties of buttermilk actually helps tenderize most dishes. In the case of baking, it helps tenderize the gluten which gives breads a softer texture. It also reacts with leaveners (e.g. baking soda) to help give rise to the bread. We actually use buttermilk for a lot of our best recipes such as our Fluffy and Crisp Buttermilk Waffles and our Buttermilk Fried Chicken.

Buttermilk Substitute

If you don’t have buttermilk at home or you’re not able to find it at your local grocery store, you can easily make a substitute by doing the following:

  • For each cup of buttermilk, add 1 tablespoon of white vinegar (or lemon juice) to 1 cup of milk. Stir and let it sit for 5 minutes for it to curdle and sour.
  • Plain yogurt is also a great substitute for buttermilk as well

Baking pans you’ll need

If you’re making a traditional banana bread, you will need a loaf pan. We recommend the medium Wilton loaf pan which is 8.5 x 4.5 x 2.5 inches. If baking in a loaf pan, you’ll need to bake it at 325F for 1hr and 5 mins or until toothpick comes out clean from the centre of the loaf.

Alternatively, you can also turn these into chocolate chip banana muffins by making them in lined muffin trays. If baking in a loaf pan, you’ll need to bake it at 325F for ~20-30 mins or until toothpick comes out clean from the centre of the muffin.

If you tried this recipe and enjoyed it, tag us on instagram @cookingwithteamj. We’d love to see it!

Best Chocolate Chip Banana Bread Recipe

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The Best Chocolate Chip Banana Bread Recipe (4)

bycookingwithteamj

Category Bread

Ingredients

  • 2 eggs, beaten
  • 1/3 cup buttermilk*
  • 1/2 cup vegetable oil
  • 1 tsp vanilla extract
  • 1 cup mashed bananas
  • 1 cup white sugar
  • 1/2 cup brown sugar
  • 1 3/4 cup all-purpose flour
  • 1 tsp baking soda
  • 1/2 tsp salt
  • 1 tsp cinnamon (optional)
  • 1/2 cup – 3/4 cup chocolate chips

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The Best Chocolate Chip Banana Bread Recipe (6)

Prep Time

10 minutes

Cook Time

1 hour, 5 minutes

Total Time

1 hour, 15 minutes

Instructions

  • 1.Preheat oven to 325F (165C) and grease one 9×5 inch loaf pan with oil or spray with non-stick spray. If you’re making these in muffin tins, line them with cupcake liner
  • 2.Whisk together the eggs, buttermilk, vanilla and oil. Mash in bananas with fork or potato masher and mix to combine.
  • 3.Sift together white sugar, brown sugar, flour, baking soda, cinnamon, and salt. Add dry ingredients to banana mixture in thirds and stir until thoroughly combined. Slowly stir in the chocolate chips.
  • 4.Pour batter into loaf pan or muffin tins. If you’re making a loaf, bake for 1 hour and 5 mins or until toothpick comes out clean. If you’re making muffins, bake for 20-25 mins or until toothpick comes out clean

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The Best Chocolate Chip Banana Bread Recipe (2024)

FAQs

Why baking soda in banana bread? ›

Baking soda: Baking soda acts as a leavener, which means it helps the banana bread rise. Salt: A pinch of salt enhances the overall flavor, but it won't make the loaf taste salty.\

Why are older bananas better for banana bread? ›

Ripe bananas are not only softer and easier to mash and blend into a batter, but they are also sweeter, which is why baking recipes specifically call for ripe bananas in ingredient lists.

Why does banana bread crack when baking? ›

First, why the crack occurs: Since quick breads and pound cake batters tend to be thick and dense, the exterior bakes first. But as the center of the cake continues to bake, releasing moisture, it rises, pushing through the top crust, and creating a crack.

How ripe should bananas be for banana bread? ›

Let the bananas ripen (and overripen) at room temperature. Depending on the weather, this could take a few days, or up to a week. The best bananas for banana bread aren't yellow; they're black. Or they're at least streaked with black/brown, with just the barest hint of green at the stem.

What happens when you put too much baking soda in banana bread? ›

Using too much baking soda or baking powder can really mess up a recipe, causing it to rise uncontrollably and taste terrible.

What if I don't have baking powder for banana bread? ›

Substitute each teaspoon (5 grams) of baking powder in the recipe with 1/4 teaspoon (1 gram) baking soda and 1/2 teaspoon (2.5 grams) vinegar. Summary: Each teaspoon (5 grams) of baking powder can be replaced with a 1/4 teaspoon (1 gram) baking soda and a 1/2 teaspoon vinegar.

How black is too black for banana bread? ›

The Science Behind the Banana Ripening Process

But, there is a limit. Black bananas or rotten bananas are a no-go. (Note that green bananas are also not a good choice for baking.) But those with slightly black peels and a little bit of excess liquid are perfect for turning into a loaf of banana bread magic.

Do oven ripened bananas taste the same? ›

Oven-ripened fresh bananas will be a bit less sweet than ones ripened on the counter but overall still work wonderful for baking recipes since there are other ingredients that can help add sweetness such as sweeteners, protein powder, add-ins, etc.

Why is my banana bread still wet in the middle? ›

You Use Too Much Banana

Fight the urge to use more banana than called for in your recipe. Using too much banana could make your bread heavy and damp in the center, causing it to appear undercooked and unappealing. If you have bananas leftover, you can always freeze them for later use.

How to get the middle of banana bread to cook? ›

Try lowering the temperature by 25°F, and bake for a slightly longer time. If you are using a dark colored pan like many non-stick pans it will cause the outside to brown more quickly while the inside stays raw. The same fix will work, just lower the temperature.

Why is my banana bread always dry? ›

Using too much flour makes for an extra crumbly bread.

If you're tapping your measuring cup to level out flour as you measure, or you're pushing down the piled-up powder, you'll end up using too much of it. I packed my flour for this loaf, and what I got was a crumbly cake with a dry crust all around.

How long to let banana bread rest? ›

Let it cool for 10 minutes — this helps the loaf solidify and makes it easier to remove from the pan. Remove from pan and cool another 10 minutes. Grasping the parchment paper sling, lift the loaf out of the pan and place on the cooling rack. Cool for another 10 minutes before slicing.

How many cups is 3 bananas? ›

3 bananas: 2 cups chopped | 1-1/2 cups mashed.

What happens if you forget baking soda in banana bread? ›

Believe it or not, you can actually bake delicious banana bread without baking soda or another leavening agent to help it rise. Generally, it won't rise quite as much, but it will still taste absolutely delicious.

What happens if no baking soda in bread? ›

Baking soda is an important ingredient in baked goods and bread. Leaving it out will change the flavor and texture of the food in an unpleasant way. While there are substitutes, if your recipe calls for baking soda, it's important to use it whenever possible.

What is the benefit of baking soda in bread? ›

Baking soda, also known as sodium bicarbonate or bicarbonate of soda, is a popular baking ingredient. It gives foods like bread, cakes, muffins, and cookies a light, fluffy texture.

What can I use instead of baking soda? ›

There are several pantry-friendly ingredients that you can use as baking soda substitutes, including egg whites, self-rising flour and even club soda. Or, you can use baking powder - and even a couple of extremely scientific sounding items that perhaps you just happen to have lying around - baker's ammonia anyone?

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